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Your trust is the cornerstone of our relationship. That is why we work
so diligently to safeguard your privacy. The information that you provide
us is kept in the strictest of confidence. We have no intentions of selling
personal information about our customers to third-party businesses. We
are proud to make that commitment to you, because your trust is the foundation
of our business.
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| Notice
of Your Financial Privacy Rights |
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We, our, and us, when used in
this notice, mean American Marine Bank.
This is our privacy notice for our customers. When we use the words "you"
and "your" we mean the following types of customers:
Our consumers
customers who have a continuing relationship by
purchasing or holding financial products or services such as a:
All persons who
use our Trust department
We will
tell you the sources of the information we collect about you. We will tell
you what measures we take to secure that information.
We collect nonpublic
personal information about you from information we receive from customers
on applications or other forms, information about transactions with us,
information about transactions with nonaffiliated third parties and information
from consumer reporting agencies. This information is used to help us
offer superior service, and to inform our customers of additional products
and services which may be of interest.
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Definition of Terms
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Nonpublic personal information means information about you
that we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that
is available from public sources, such as telephone directories or government
records. Hereafter, we will use the term "information" to mean
nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that
owns or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete ownership,
but means owning enough to have control.
A nonaffiliated third party is a person we do not employ
or a company that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, an "other party."
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| The
Information We Collect |
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We collect information about you from the following sources:
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Information you give us on applications or other forms |
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Information
about your transactions with us |
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Information
about your transactions with other parties |
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Information
from a consumer reporting agency |
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Information
we receive through our Customer Identification Program |
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| The
Confidentiality, Security, and Integrity of Your Information
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We restrict access to information about you to those employees who need
to know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards to protect this information.
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| Your
Information and Other Parties |
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We will not disclose information about you to anyone except as disclosed
in this policy or as permitted by law. Examples of this might inlcude
disclosures necessary to service your account or prevent unauthorized
transactions.
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| Information
About Former Customers |
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We do not disclose information about former customers, except as permitted
by law.
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| Authorized
Sharing - Joint Marketing |
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We may disclose the following information to other financial institutions
with whom we have joint marketing agreements:
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Information you give us on applications or other forms such as: |
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Information
about your transactions with us, such as: |
We disclose the information
listed above with other financial institutions with whom we have joint
marketing agreements. You do not have a right to opt out of the disclosure
of this information.
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Types of Businesses
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We
may disclose information pursuant to joint marketing agreements to the following
types of businesses:
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Financial service providers, such as: |
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Securities
broker-dealers |
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