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Personal Banking

Certificates of Deposit

Loans

Other Services

Business Banking

Residential Lending

Credit Card Services

	Trust & Wealth Management
	Consumer Education

Depending on what you're looking for in a bank account, Columbia Bank has many options from which you may choose.

Checking Accounts

Free

$100 to open, no minimum balance required

No monthly maintenance fee

Interest Checking and Tiered Interest Checking

To avoid $6 monthly maintenance fee, maintain a minimum balance of $500

No per-check fees

Choose between one interest rate for any balance or higher rates for higher balances.

Click here for current interest rates.

Insured Money Market (IMM)

Earn a market rate of interest

Daily access to your funds

To avoid $5 monthly maintenance fee, maintain a minimum balance of $1000

Limit of 6 "not in-person" debits per month, including checks. $7.50 will be charged for each transaction over these limits.

Click here for current interest rates.

Premier Index Market Account

Interest earnings are based on the 13-week Treasury Bill

To avoid a $20 monthly fee, maintain a minimum balance of $75,000

Tiered balances - higher balances earn a higher rate of interest

Limit of 6 "not in-person" debits per month, including checks. $7.50 will be charged for each transaction over these limits.

Free Columbia Bank standard checks

Click here for current interest rates.

Checking Account Comparison

	Monthly Maintenance Fee	Minimum Balance	Pays Interest	Added Benefits
Free	none	none; $100 to open	no
Interest- Bearing	none if balance is kept above $500; otherwise, $6	$500 to avoid monthly maintenance fee	yes	no per-check fees
Insured Money Market (IMM)	none if balance is kept above $1000; otherwise, $5. $7.50 per debit over 6 per month	$1000 to avoid monthly maintenance fee	yes	Tiered - higher balances earn interest at higher rates
Premier Index Market Account	none if balance is kept above $75,000; otherwise, $20. $7.50 per debit over 6 per month	$75,000 to avoid monthly maintenance fee	yes	Free Columbia Bank standard checks, Tiered balances with interest earnings based on the 13-week Treasury Bill

Savings Accounts

Savings

Minimum $100 to open (waived for minors under 21 years of age)

$1.00 per debit in excess of 3 per month

Click here for current interest rates

Flag Savings

Tied to your checking account to provide automatic overdraft protection

Minimum $100 to open (waived for minors under 21 years of age)

$1.00 per debit in excess of 3 per month

$0.50 charge per transfer

Click here for current interest rates.

Overdraft Protection

Our line of credit is designed to end checking account overdraft complications, charges and embarrassing delays.

Use your good credit to qualify for our plan and your checking account will become a personal loan account.

Please contact us for more information. You may also call us at 1.800.648.3194 or stop by any office.

Certificates of Deposit

Our Certificates of Deposit allow you to earn higher yields by investing your money over a specific period of time.

To match your individual needs, we offer maturities ranging from 90 days to 5 years. *

The Super CD is a 90-day CD that rewards higher balances with a competitive rate of interest. Minimum of $50,000 balance is required. The Super CD gives you the flexibility to add to your CD in $100 increments (no more than one deposit per week).

Click here for current interest rates.

For more complete information, including full disclosures on our CDs and the possibility of penalties for early withdrawals, please visit any Columbia Bank office.

* A minimum deposit of $1000 is required to open most CD accounts. A penalty may be imposed for early withdrawal.

Online Banking
Personal Banking

Business Banking

Residential Lending

Credit Card Services

Trust & Wealth Management