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Depending on what you're looking for in a bank account, American Marine Bank has many options from which you may choose.

 
Checking Accounts
 
 
Free
$100 to open, no minimum balance required
No monthly maintenance fee
Click here for an application

Interest Checking and Tiered Interest Checking
To avoid $6 monthly maintenance fee, maintain a minimum balance of $500
No per-check fees
Choose between one interest rate for any balance or higher rates for higher balances.
Click here for the current interest rates
Click here for an application

Insured Money Market (IMM)

Earn a market rate of interest
Daily access to your funds
To avoid $5 monthly maintenance fee, maintain a minimum balance of $1000

Limit of 6 "not in-person" debits per month, with no more than 3 by check. $7.50 will be charged for each transaction over these limits. No limit on in-person/in-branch transactions.

Click here for the current interest rates
Click here for an application

Premier Index Market Account

Interest earnings are based on the 13-week Treasury Bill
To avoid a $20 monthly fee, maintain a minimum balance of $75,000
Tiered balances - higher balances earn a higher rate of interest
6 debits allowed per month ($7.50 per debit over 6)
Free AMB standard checks
Click here for the current interest rates
Click here for an application

 
 
 
Checking Account Comparison

 
  Monthly
Maintenance Fee
Minimum Balance Pays
Interest
Added
Benefits
Free none none; $100 to open no  
Interest-
Bearing
none if balance is kept above $500; otherwise, $6 $500 to avoid monthly maintenance fee yes no per-check fees
Insured
Money
Market
(IMM)
none if balance is kept above $1000; otherwise, $5. $7.50 per debit over 6 per month $1000 to avoid monthly maintenance fee yes Tiered - higher balances earn interest at higher rates
Premier Index Market Account none if balance is kept above $75,000; otherwise, $20.
$7.50 per debit over 6 per month
$75,000 to avoid monthly maintenance fee yes Free AMB standard checks, Tiered balances with interest earnings based on the 13-week Treasury Bill
 
Savings Accounts
 
Savings

Minimum $100 to open (waived for minors under 21 years of age)
$0.50 per debit in excess of 3 per month
Click here for the current interest rates
Click here for an application

Flag Savings

Tied to your checking account to provide automatic overdraft protection
Minimum $100 to open (waived for minors under 21 years of age)
$0.50 per debit in excess of 3 per month
$0.50 charge per transfer
Click here for the current interest rates
Click here for an application

 
Overdraft Protection

 


Our Lifesaver Reserve account is designed to end checking account overdraft complications, charges and embarrassing delays.

Use your good credit to qualify for our plan and your checking account will become a personal loan account.

Feel free to email us for more information, or click here to have an application sent to you by mail. You may also call us at 1.800.648.3194 or stop by any office.

 
Certificates of Deposit
 


Our Certificates of Deposit allow you to earn higher yields by investing your money over a specific period of time.

To match your individual needs, we offer maturities ranging from as new as 90 days up to 5 years.

The Super CD is a 90-day CD that rewards higher balances with a competitive rate of interest. Minimum of $50,000 balance is required. The Super CD gives you the flexibility to add to your CD in $100 increments no more than one per week.**

Click here for the current interest rates.

Click here for an application.

For more complete information, including full disclosures on our CDs and the possibility of penalties for early withdrawals, please visit any AMB office. You may also email us.

* A minimum deposit of $1000 is required to open most CD accounts; $500 for the Jump Up CD and $50,000 for the Super CD. A penalty may be imposed for early withdrawal.


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