American Marine Bank

Online Banking

Personal Banking

Business Banking

Certificates of Deposit

Loans

Commercial Mortgages

Other Services

Residential Lending

Credit Card Services

	Trust & Wealth Management
	Consumer Education

Columbia Bank has checking accounts for virtually every type of business.

Checking Accounts

Simple Business Checking

$100 to open; no minimum balance required

200 free debits, credits and deposited items combined per month ($0.40 per debit, credit or deposited item over 200 combined per month)

Ideal for small business

Business Checking

Designed for businesses with higher transaction volumes

$100 to open; no minimum balance required

Credit of $.15 per $100 over $1000 average balance

Sweep available on balances over $25,000

$.10 per debit and credit, $.05 per deposited item

$8 monthly fee

Business Interest Checking

Interest-bearing account available to sole ownerships or non-profits. Suited for businesses with higher average balances and lower check-writing volume.

$100 to open

To avoid $8 monthly fee, maintain a minimum balance of $2,500.

150 free debits, credits and deposited items combined per month ($0.25 per debit, credit or deposited item over 150 combined per month)

Click here for current interest rates.

Business Insured Money Market (IMM)

Earn a market rate of interest

Daily access to your funds

$2,500 to open

To avoid $10 monthly fee, maintain a minimum balance of $2,500.

Limit of 6 "not in-person" debits per month, including checks. $7.50 will be charged for each transaction over these limits.

Click here for current interest rates.

Business Premier Index Market Account

Interest earnings are based on the 13-week Treasury Bill

To avoid a $20 monthly fee, maintain a minimum balance of $75,000

Tiered balances - higher balances earn a higher rate of interest

Limit of 6 "not in-person" debits per month, including checks. $7.50 will be charged for each transaction over these limits.

Click here for current interest rates

Business Analysis Checking

For large businesses with large transaction volumes

$100 to open; no minimum balance required

Credit based on transactions and balances

Sweep available on balances over $25,000

Refer to Analysis Fee Schedule.

Checking Account Comparison

Account	Description	Minimums	Fees
Simple Business Checking	No-fee checking account 200 free debits, credits and deposited items combined per month	$100 to open No minimum balance required	$.40 per debit, credit or deposited item over 200 combined per month
Business Checking	Designed for businesses with higher transaction volumes Credit of $.15 per $100 over $1,000 average balance Sweep available on balances over $25,000	$100 to open No minimum balance required	$.10 per debit and credit, $.05 per deposited item $8 monthly fee
Business Interest Checking (Sole ownerships or non-profits)	Suited for businesses with higher average balances and lower check-writing volume Earns interest 150 free debits, credits and deposited items combined per month	$100 to open $2,500 balance to avoid monthly fee	$.25 debit, credit or deposited item over 150 combined per month $8 monthly fee if balance falls below minimum
Business Insured Money Market (IMM)	Earns a market rate of interest when you maintain a minimum balance with limited transactions Tiered balances: higher balances earn a higher rate of interest	$2,500 to open $2,500 balance to avoid monthly fee	$10 monthly fee if balance falls below minimum $7.50 per debit over 6 per month
Business Premier Index Market Account	Interest earnings are based on the 13-week Treasury Bill Tiered balances: higher balances earn a higher rate of interest	$75,000 balance to avoid monthly fee	$20 monthly fee if balance falls below minimum $7.50 per debit over 6 per month
Business Analysis Checking	For large businesses with large transaction volumes Credit based on transactions and balances Sweep available on balances over $25,000	$100 to open No minimum balance required	Please see complete Analysis Fee Schedule.

Business Savings Accounts

Savings

$1.00 per debit in excess of 3 per month

Click here for the current interest rates.

Flag Savings (Sole Ownership only)

Tied to your checking account to provide automatic overdraft protection

$1.00 per debit in excess of 3 per month

$0.50 charge per transfer

Click here for current interest rates.

Overdraft Protection

Our line of credit is designed to end checking account overdraft complications, charges and embarrassing delays.

Use your good credit to qualify for our plan and your checking account will become a personal loan account.

Please contact us for more information. You may also call us at 1.800.648.3194 or stop by any office.

Certificates of Deposit

Our Certificates of Deposit allow you to earn higher yields by investing your money over a specific period of time.

To match your individual needs, we offer maturities ranging from 90 days to 5 years. *

The Super CD is a 90-day CD that rewards higher balances with a competitive rate of interest. Minimum of $50,000 balance is required. The Super CD gives you the flexibility to add to your CD in $100 increments (no more than one deposit per week).

Click here for current rates.

For more complete information, including full disclosures on our CDs and the possibility of penalties for early withdrawals, please visit any Columbia Bank office.

* A minimum deposit of $1000 is required to open most CD accounts. A penalty may be imposed for early withdrawal.