BAINBRIDGE ISLAND – JUNE 30, 2008 – The Board of Directors of AMB Financial Services Corporation, parent company of American Marine Bank, has declared a cash dividend of 5˘ per share on the company's common stock for the 2nd quarter of 2008. The dividend is for shareholders of record on June 30th, 2008 and is payable July 15, 2008.

Continuing economic uncertainty and the nationwide real estate slowdown have led the Board of Directors to pay this second quarter dividend at this reduced level as a means to preserve capital. The Board of Directors will carefully consider both local and national economic conditions when contemplating future dividend payments.

“Capital preservation in this type of economy is a must” commented Rex Townsend, President and CEO of American Marine Bank. “Uncertain conditions call for a conservative stance on dividends. Maintaining a strong capital position for the bank is important as we see the potential for continued adverse credit conditions.”

Established in 1948, American Marine Bank provides personalized banking services through eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

SEATTLE, WA – JUNE 26, 2008 – American Marine Bank (AMB) is pleased to welcome Christian Shaw as a Mortgage Loan Originator. Christian will focus his efforts on the Seattle market working from American Marine Banks, 2nd Avenue location.

Christian started his career in the mortgage brokerage industry and then moved on to the wholesale market as an account executive with WinStar Mortgage Partners and American Sterling Bank for the past 4 years. Christian will provide Seattle customers with a wide variety of mortgage lending solutions.

Established in 1948, American Marine Bank provides personalized banking services through eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

KINGSTON, WA – MAY 30, 2008 – The Kingston office of American Marine Bank (AMB) ran their own food drive to benefit Kingston Food Bank and Sharenet. The office challenged their new next door neighbors, Windermere, to raise the most food supplies with the prize being dinner served by the losing team. Windermere graciously accepted the challenge.

The AMB office rallied the troops not only at the Kingston office but at all the banking locations across Kitsap County. They also spent time at the local grocery stores soliciting donations. In the end the AMB team collected over 2,300 items. All proceeds were split between the two agencies.

“We only had a week to gather the contributions and we’re thankful to Windermere and especially the community for really stepping up and making the project fun,” said Branch Manager, Debbie Anderson. “I think everyone is feeling the pinch of higher gas prices and a tougher economy so helping these organizations is really important right now”.

Established in 1948, American Marine Bank provides personalized banking services through eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

KINGSTON, WA – MAY 16, 2008 – The Kingston office of American Marine Bank (AMB) and Windermere are partnering in a fundraiser for Relay For Life. On Thursday, May 29th, the bank and realty office will be serving up root beer floats and hold a silent auction with all the proceeds going to the Relay for Life campaign. Elvis will be on the corner of Lindvog and Highway 305 directing cars to the FREE root beer floats. Donations and a silent auction will benefit the Relay for Life. Ice cream fans can stop in anytime between 5 pm and 7 pm to pick up a float and check out the auction.

Established in 1948, American Marine Bank provides personalized banking services through their eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

BAINBRIDGE ISLAND, WA – March 24, 2008 – The Board of Directors of AMB Financial Services Corporation, parent company of American Marine Bank, has declared a cash dividend of 10 cents per share on the company's common stock for the 1st quarter of 2008. The dividend is for shareholders of record on March 31, 2008 and is payable April 15, 2008.

AMB Financial Services Corporation and American Marine Bank remain strong and profitable in the bank’s sixtieth year. In fact, in 2007 the bank experienced its lowest rate of loan charge-offs since the year 2000. However, the current economic uncertainty and the nation-wide real estate slowdown have led the Board of Directors to reduce the dividend payout 3 cents a share for this first quarter to preserve capital as a precaution against further economic weakening. The Board of Directors will consider raising the dividend level as economic conditions improve.

“Proactive and conservative actions are particularly prudent for the bank at this time,” commented Rex Townsend, President and CEO of American Marine Bank. “We’ve been a trusted commercial and residential lender since our beginnings 60 years ago and it’s our willingness to respond appropriately in adverse times that has kept the bank strong and independent year in and year out.”

Established in 1948, American Marine Bank provides personalized banking services through eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

SEATTLE, WA – FEBRUARY 15, 2008 – American Marine Bank (AMB) is pleased to welcome Nicholas Chong as a Business Banker in our downtown Seattle office at 1000 Second Avenue. Nick will provide banking solutions to Seattle businesses from simple checking and saving options to short- and long-term financing.

Nick comes to American Marine Bank from the Denver market where he served as a branch manager for 6 years with Bank of the West. Nick has a background in both consumer and business lending as well as retail branch management. Nick holds a Bachelors in Economics from Colorado University in Boulder.

Established in 1948, American Marine Bank provides personalized banking services through their eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

SILVERDALE, WA – FEBRUARY 15, 2008 – American Marine Bank (AMB) is pleased to welcome Kris Johannesen as a Mortgage Loan Originator. Kris will be working from the new Silverdale Home Loan Center at 10100 Silverdale Way NW providing a multitude of mortgage lending solutions for customers.

Kris came to American Marine Bank from a local mortgage company where she worked for the past 10 years. Her banking career spans over 30 years; 27 years in mortgage lending alone. Kris has been active in the community through participation in chamber groups, Kiwanis and several networking groups.

Established in 1948, American Marine Bank provides personalized banking services through their eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

BAINBRIDGE ISLAND, WA – FEBRUARY 14, 2008 – American Marine Bank (AMB) is pleased to welcome Cliff Higashi as a Business Banker. Cliff will focus his efforts on the Olympic Peninsula market where American Marine Bank maintains 4 locations. Cliff brings an impressive business banking background to American Marine Bank. He has over 8 years on the business banking side and over 28 years in customer service. Cliff is a graduate of San Jose State University and has been active in the community. He serves as the 2008 President of the Kitsap Peninsula Visitors and Convention Bureau and has served on the board of the Port Townsend Chamber of Commerce for 3 years, board member of the Holly Ridge Center and board member of the Pacific Northwest Trade Alliance.

Established in 1948, American Marine Bank provides personalized banking services through their eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

BAINBRIDGE ISLAND, WA – January 8, 2008 – American Marine Bank (AMB) has raised over $1,700 during the holiday season for local food banks. The funds will be distributed to food banks throughout Kitsap and Clallam Counties including Helpline House, Fishline, Central Kitsap Food Bank, Kingston Food Bank and Port Angeles Food Bank.

Each year, the bank produces a cookbook called “AMB Cooks” created in-house by employees who contribute their favorite recipes. The bank chose to print extra copies and sell the books at their branches with proceeds going to local food banks.

The Poulsbo office rallied the AMB troops by offering up a challenge to other branches for the most sales. The winner of the friendly competition was treated to breakfast from the loosing team.

“The idea started out as a simple way to raise money for the food banks, and it soon turned into a fun competition between our branches,” said Judy Thorpe, VP Marketing. Due to the success of the campaign, the bank plans to produce another cookbook later this year for the 2008 holiday season.

Established in 1948, American Marine Bank provides personalized banking services through their eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.