BAINBRIDGE ISLAND, WA - JULY 11, 2007 - American Marine Bank (AMB) is pleased to welcome Lorry Gilbreath as our new Residential Loan Officer serving Bainbridge Island. Lorry will be working from AMB's Home Office on Winslow Way.

Most recently Lorry worked for the Metro Park District as a gymnastics coach, supervising the preschool gymnastic program for 12 years. She also coached for Bainbridge High School for 12 years with the gymnastics and cheer squads. Prior to moving to Bainbridge, she worked for over 10 years in the mortgage lending business and had always planned to return to her mortgage career after her children had grown.

BAINBRIDGE ISLAND - JULY 6, 2007 - Cliff Niederer, long-time Bainbridge resident and American Marine Bank customer, celebrated his 100th birthday on June 29th. To commemorate the event, well wishers and friends gathered at the American Marine Bank home office on Winslow Way on July 6th to partake in birthday cake and celebrate a century of living.

Mr. Niederer was born and raised in St. Louis Missouri, settled in Los Angeles after working in Alaska during the war and finally moving to Bainbridge Island in 1979. Cliff started out in his teens as a musician playing drums and marimbas and worked on the Mississippi river boats and in silent film theaters. His career has included owning a newspaper route in St. Louis, working for Chevron, insurance industry work and a fulfilling 15-year career with the IRS.

Mr. Niederer celebrated his birthday with friends and family in Sonoma California. His wife Dorothy of over 60 years passed away in 2001. Cliff has a second home in Sonoma and enjoys his family; son Cliff, two grandsons Chris and Jonathan and a great granddaughter as well as his daughter in-law Mia Pearson. Cliff returned to Bainbridge in time to be honored in the 4th of July parade.

Established in 1948, American Marine Bank provides personalized banking services through their home loan center and eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

BAINBRIDGE ISLAND - JUNE 26, 2007 - The Board of Directors of AMB Financial Services Corporation, parent company of American Marine Bank, has declared a cash dividend of $0.13 per share on the company's common stock for the 2nd quarter of 2007. The dividend is for shareholders of record on June 30, 2007 and it is payable July 16, 2007. In April, the Board approved a 3 for 1 split of the Company's common stock. Each shareholder of record at the close of business on April 30, 2007 received two additional shares for every outstanding share held on the record date. The current dividend price reflects the split.

BAINBRIDGE ISLAND, WA - JUNE 14, 2007 - American Marine Bank (AMB) has awarded seven new scholarships to students in local school districts through the AMB Scholarship Program. AMB's program includes a $500 award for each year of the selected student's 4-year term. School districts include Bainbridge Island, Central Kitsap, North Kitsap, North Mason, Port Angeles, Port Townsend and Sequim. For 2007 contributions, the bank plans to award new scholarships totaling $3,500, a $2,000 contribution through the North Kitsap Rotary and previous year's scholarship commitments totaling over $13,000.

"Education is a key component to our contributions budget each year," said Rex Townsend, President and CEO of American Marine Bank. "We're proud to be able to offer financial assistance for our scholarship winners and we are proud of their achievements."

Students who apply to the AMB Scholarship Program are selected based on several criteria including a minimum 3.5 grade point average, extra curricular activities and work experience. Interest in the study of Business or Finance is preferable, but not mandatory.

Established in 1948, American Marine Bank provides personalized banking services through their home loan center and eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

BAINBRIDGE ISLAND, WA - JUNE 5, 2007 - AMB Financial Services Corporation, holding company for American Marine Bank, is proud to welcome Thomas Kilbane to its Board of Directors. Mr. Kilbane brings to the Board a diverse background including experience in advertising, planning and economic development. Mr. Kilbane has served as a Board member for Sutton State Bank in Attica, Ohio, the Outdoor Advertising Association of Ohio and Huron County Services for Aging, Inc.

KINGSTON, WA – MAY 17, 2007 - The Kingston Office of American Marine Bank announced today they will hold a Parking Lot Sale in the bank's parking lot at the corner of Lindvog and Highway 104 from 9:00 am to 2:00 pm on June 2, 2007. Employees of the office will be donating items for sale and the proceeds will go to the Relay For Life of North Kitsap which will be held in mid-July in Kingston.

"We've got some great items for our sale and what a wonderful way to do a little spring cleaning while at the same time giving to a worthy cause," said Debbie Anderson, Kingston Manager. "Our group here has a lot of fun together and when we get an idea, we run with it." The Kingston employees ran a very successful food drive for ShareNet in 2006 and are also currently working with the local schools on teaching the ABA and WBA sponsored "Teach Children to Save" program.

Relay For Life is a fundraising event of the American Cancer Society held in many communities across the United States. It is a 24 hour event designed to spread awareness of cancer prevention, treatments and cures, celebrate survivorship and raise money for research to find more cures for cancer. To find out more or donate to Relay for Life access the following website: 2007 RFL of North Kitsap County, WA.

Relay for Life was started in May 1985 in Tacoma Washington, by Dr Gordy Klatt, a colorectal surgeon, who spent 24 hours circling the track at the University of Puget Sound in Tacoma. He was able to raise $27,000 for cancer research. Since then, the scale of Relay has become enormous, with over 3 million people participating in more than 4,600 Relays in the USA last year.

Established in 1948, American Marine Bank provides personalized banking services through their home loan center and eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

Pictured, Kingston American Marine Bank office staff in the Kingston lobby.

BREMERTON, WA – MAY 2, 2007 - The Bremerton School District has become the sole beneficiary of the combined estates of Henry and Elsinor Groth, and Mrs. Groth’s brother, Wayne Elder. Having no descendants, the three bequethed a living legacy to the Bremerton school district in the form of a trust worth an estimated 2 million dollars. The purpose of the trust shall be to fund an ongoing Scholarship program for high school graduates within the Bremerton School district. The Scholarship awards will be based on economic need, merit, and citizenship as determined by a Scholarship Selection Committee. Students can contact the Counselor’s office at Bremerton High School for more information.

Mr. Groth and Mr. Elder were civilian federal workers for most of their working years, employed at the Naval Shipyard and Keyport Undersea Weapons Station respectively. Mrs. Groth was employed for many years with Kitsap Physician’s Service. The Groths lived in the Brownsville area since the 1940’s, and after a lifetime of work became active in local endeavors. One particular area of interest to Mrs. Groth was the local Literacy Council.

“American Marine Bank serves as trustee of the trust, with the school district as the sole beneficiary,” said Cal Springer, American Marine Bank’s Trust Officer in Silverdale. “The compelling feature of this trust is its perpetual nature. In other words, the interest earnings from the investments will continue to grow and allow the trust to last forever. That’s a considerable legacy for students now and in the future.” The first Scholarships awards will begin in May of 2007, totaling more than $60,000. With the investment earnings, it is estimated that the 2008 scholarships will total more than $80,000.

American Marine Bank is one of the only local-owned community banks with a Trust Department in Western Washington. Established in 1948, American Marine Bank provides personalized banking services through eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

PORT HADLOCK, WA – APRIL 30, 2007 - American Marine Bank (AMB) announced today the completion of a 12-foot wooden sailing/rowing skiff produced by the Northwest School of Wooden Boat Building located in Port Hadlock Washington. The boat, sponsored by the bank, is the product of the 2006-2007 class and includes a 10 foot mast complete with AMB sails and rigging.

“At American Marine Bank, education is one of the efforts we support through our contributions program as well as student scholarships”, commented Paula Zimmerman, American Marine Bank’s Port Ludlow Manager. “The school’s program seemed like a perfect fit for our bank.” The bank will use the boat as a feature at events and community parades.

The Northwest School of Wooden Boatbuilding, a 501(c)(3) nonprofit organization, is committed to providing quality education in traditional wooden boatbuilding and fine woodworking. The school uses practical knowledge in traditional maritime skills, using wooden boats as the training medium. Their mission is to teach and preserve the skills and crafts associated with fine wooden boatbuilding and other traditional maritime arts with emphasis on the development of the individual as a craftsperson. Founded in 1981, the school is the only one of its kind in the US.

American Marine Bank is one of the only local-owned community banks with a Trust Department in Western Washington. Established in 1948, American Marine Bank provides personalized banking services through eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

SILVERDALE, WA – APRIL 30, 2007 – American Marine Bank (AMB) is pleased to welcome Craig Dorr as our new Mortgage Production Manager. Craig will be working from AMB’s Silverdale office managing mortgage production efforts in all of AMB’s ten markets.

Craig Dorr has over 15 years of mortgage lending experience. He comes to American Marine Bank from KeyBank where he was a Senior Mortgage Advisor managing production in Central and Southern Oregon and specializing in First-Time Home Buyer and Community Reinvestment Act lending efforts. He also served as a Title Examiner and Marketing Representative.

Established in 1948, American Marine Bank provides personalized banking services through their home loan center and eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle. American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA. For more information call Judy Thorpe at (206) 855-8563.

BAINBRIDGE ISLAND – APRIL 16, 2007 –The Board of Directors of AMB Financial Services Corporation, holding company for American Marine Bank, has approved a 3-for-1 split of the Company’s common stock.  Each shareholder of record at the close of business on April 30, 2007 will receive 2 additional shares for every outstanding share held on the record date.  New stock certificates will be issued and distributed and trading will begin on a split-adjusted basis on May 15, 2007.  A blackout date will be imposed between April 30, 2007 and May 15, 2007, as no transactions will be processed during this period.  Those interested in becoming new shareholders of AMB Financial Services Corporation after the split must purchase a minimum of 300 shares.

"This is the ninth time that our stock has split since the company began as Bainbridge Island Bank in 1948, with the most recent split occurring in 2001," commented Rex Townsend, President and CEO. "The value added to our long-term shareholders has been tremendous. One share purchased for $140 in 1948 would now equal 2,880 shares, and through today, the purchaser of that one share in 1948 would have collected $37,917 in dividends!  Looking forward, we remain confident for continuing shareholder value."

Established in 1948, American Marine Bank provides personalized banking services through their home loan center and eleven banking locations throughout Clallam, Jefferson, Kitsap and Mason counties as well as downtown Seattle.  American Marine Bank is a wholly owned subsidiary of AMB Financial Services Corporation and the Home Office is located at 249 Winslow Way East, Bainbridge Island, WA.  For more information call Judy Thorpe at (206) 855-8563.